Credit Alert® Plus
$19.99/month plus applicable taxes

Credit Alert® Plus gives you the information and tools you need to help protect your identity and credit, and programs to assist you if you do become a victim of identity theft.
  • Monitoring & Alerts
  • Credit Reports & Scores
  • Security Software
  • Assistance & Support
Monitoring & Alerts icon

Monitoring & Alerts

Credit Alert® Plus provides dual bureau (Equifax and TransUnion) monitoring of your credit files and scans the internet for certain activity that may indicate fraud related to your registered card information. You will be promptly alerted if certain activity is detected.

Credit Reports & Scores icon

Credit Reports & Scores*

An initial easy-to-read Equifax credit report and score is provided. In addition, you will receive quarterly credit updates and monthly scores to help you keep track of changes to your information.

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Security Software

Your Credit Alert® Plus enrollment includes access to anti-virus, anti-spyware, firewall, and anti-keylogging security software to help protect your personal information and your computer.

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Assistance & Support

Whether you're having trouble understanding information on your credit report or you need assistance from an Identity Theft Recovery agent, help is only a phone call away with your Credit Alert® Plus enrollment.

* The scores you receive with Credit Alert® Plus are provided for educational purposes to help you understand your credit. Lenders use many different credit scoring systems, and the scores you receive with Credit Alert® Plus are not the same scores used by lenders to evaluate your credit.

Monitoring & Alerts:

2-Bureau Monitoring

Your credit file is monitored for certain activity and changes every business day at both of Canada's two credit reporting agencies, Equifax and TransUnion. Should these activities or changes occur on your credit file, an alert will be sent. Receiving and reviewing alerts is a fast, convenient way to keep track of your credit information and detect the early signs of fraudulent activity.

Internet Surveillance

Powerful online protection that helps protect against identity theft by scanning the internet, chat rooms, news groups and file transfer websites for evidence that your registered credit cards are found in an unsecure location. You can register up to 10 credit cards for monitoring.

Credit Reports & Scores:

Comprehensive Credit Report

Upon enrollment, you will receive a personalized credit report. Your credit report will provide the details of your credit history from Equifax Canada. This gives you the opportunity to review the information already contained in your credit report to ensure its accuracy. It also provides a baseline for tracking your credit.

Credit Score

In addition to your credit report, you will also receive your Equifax credit score. Your credit score ranks your credit worthiness compared to the rest of the Canadian population based on factors in your credit file with Equifax Canada. You will also receive an explanation of the top factors which influence your score.

Quarterly Credit Report & Score Update

Once every 90 days you will receive updated credit data summarizing changes that have been reported to Equifax Canada, as well as your updated credit score and trending of your credit score over the past year. Keeping track of your credit information is important not only to understand your credit, but also to alert you to potential mistakes or identity theft, allowing you to take action if needed.

Monthly Credit Score Update

Your Equifax credit score is updated every month and the information is available online, allowing you to keep track of your progress over time.

Security Software:

ZoneAlarm® Anti-Virus Software

Included with your Credit Alert® Plus enrollment, ZoneAlarm® provides an internet security suite containing anti-virus, anti-spyware and firewall software to stop several different kinds of threats to your personal information across the internet and on your computer.

PrivacyProtect™ Anti-Keylogging Software

You will also receive PrivacyProtect anti-keylogging software, which helps stop malicious keylogging programs by encrypting every keystroke while you type. The software can help protect you, even if your computer is already infected.

Assistance & Support:

Identity Restoration Unit and Recovery Specialists

Our specialists are available to assist if you do become a victim of identity theft. From providing information and resources to taking action on your behalf through limited power of attorney, our experienced teams will help you through the process.

Credit Education Specialists

With Credit Alert® Plus, you also have access to specialists that can help you understand your credit report and how information is gathered, walk you through some of the more complex credit or fraud issues, and aid in dispute resolution.

Testimonials


Anonymous

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10 days ago

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15 days ago

Username 03

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11 days ago

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6 days ago